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1) Commercial loan is money that banks lend to businesses.
2) My friend has had a charge card.
3) It is necessary to check your credit file.
4) He borrows money to buy a house.
5) They lent money to him last year.

1. Commercial loan is money that banks dont lend to business
2. My friend hasnt had a charge card
My friend has had no charge card
3. It is not necessary to check your credit file
4. He doesnt borrow money to buy a house
5. They didnt lend money to him last year.
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