Помогите написать эссе people usually pay a lot of interests when they buy something on a credit it often takes a long time to pay back the money

What is better to save your money up for many year and buy whatever you want or buy something on a credit right away? Its prety complicated question and its all about your budget. Im sure some people especially in the U.S.A. would like to buy something on a credit. 

    Buying things on a credit is pretty popular in states. People prefer enjoy their life when theyre more or less young and pay money for their amenities later month by month.

    In my humble opinion its pretty benefitial, for instance, if you buy something and pay for it during some period of time you could enjout that thing but the thing could get out-of-date and youll want to buy another thing but you cant because you have to pay youre credit. I think that is the main idea of buying stuff on a credit. 

   On the other hand, we have some cash and we can easily buy whatever we want. But people are different. What if some people can easily save their money up while others cant? And the idea is that those who cant afford something buy stuff on a credit and use it with enjoyment. 

   Well, if youre patient enought for saving money there you are if youre not Id recommend you to consider purchasing on a credit.

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